Under the expectation of huge profits, thousands of people in Zhengzhou lined up in the ice to catch up with the sales of fireworks and firecrackers.

On January 19th in Zhengzhou, the weather was very cold, and the water on the ground became ice. However, there was a long queue outside an office hall at the intersection of Jianshe Road and Xuancheng Road in zhongmou county, Zhengzhou.

They are all people who want to sell fireworks and firecrackers during the Spring Festival this year.

Li Xiaojun, who is waiting in line, said that he also sold fireworks and firecrackers in the local area during the Spring Festival last year. He sold more than 300,000 yuan in total, and finally earned 100,000 yuan. This year, as soon as he heard that he started to "apply for a certificate" again, he rushed over again.

"There are few people today," Li Xiaojun told the First Financial Reporter, pointing to a team of more than 30 meters long. If you want to come yesterday, there will be more people, and thousands of square meters of open space outside the service hall have been filled.

According to the official information released by zhongmou county, there are two "accreditation" locations in zhongmou county this year, one is the office hall where Li Xiaojun is located, and the other is near Tongcheng Avenue and Moxiang Street. Among them, a video of "Thousands of people queuing for fireworks and firecrackers licenses in Zhengzhou" spread on the Internet on January 18th was shot near Moxiang Street.

However, Lu Yan, a staff member of zhongmou county Emergency Management Bureau who is maintaining order at the scene, told CBN that the "accreditation" circulating everywhere on the Internet is actually a misunderstanding of the current policy in zhongmou county.

Lu Yan said that if you want to engage in the sales of fireworks and firecrackers, it is of course essential to apply for a fireworks and firecrackers business license, but what the local authorities are doing now is to conduct safety training for the potential fireworks sellers who have signed up first, and have not yet reached the step of "issuing a permit".

The local propaganda department also explained to the outside world that zhongmou county has not yet received the exact news about "banning and changing the restrictions" or "lifting the ban" in Zhengzhou.

This means that it is still unknown whether Zhongmou will finally allow fireworks and firecrackers to be set off this year. However, even so, the sales of fireworks and firecrackers were booming during the Spring Festival last year and the resulting huge profits in the industry. Many applicants flocked with the expectation of lifting the ban on fireworks and firecrackers this year.

The reporter noticed that among the people queuing at the scene, besides the fireworks distributor such as Li Xiaojun, who started to enter the business last year, there are also some new entrants.

A young man with a tender face told CBN that he was a freshman and was on winter vacation. He heard that selling fireworks could make a lot of money, so he signed up.

Standing behind this young man is a middle-aged man who is engaged in whole house customization. He said that he didn’t make any money this year and wanted to sell fireworks and firecrackers during the Spring Festival to earn some lucky money for his children.

Among this middle-aged population, a wealth story that he relishes is that one of his relatives sold fireworks and firecrackers in Zhengzhou last year. In many cases, his daily turnover was more than 200,000 yuan, which eventually became the biggest motivation for him to try to transform into a fireworks distributor this year.

However, some people are not optimistic about this year’s sales prospects. Li Xiaojun said that fireworks and firecrackers made more money last year, but there were fewer products and more demand. This year, with so many people signing up at once, the competition at the terminal will be fierce, and it is hard to say whether they can make money in the end.

But no matter whether you make money or not, the expenses you should pay and the process you should take are indispensable. Take Li Xiaojun as an example. The first fee he has to pay is the training fee 600 yuan.

According to the regulations of zhongmou county, a sales outlet must be equipped with at least two employees, namely, the sales director and the safety management personnel. The two employees must go through the unified training of a third-party company entrusted by the local government and pass the examination before they can qualify for sales. After the training is finished and the certificate of qualification is obtained, you have to find the booth quickly. After that, you have to check the safety and fire-fighting equipment of the booth by the street office and fire-fighting unit where the booth is located before you can get the business license and get the final sales qualification.

Moreover, even with the sales qualification, goods (fireworks and firecrackers) can’t be sold casually, and they must be purchased from designated fireworks and firecrackers wholesale enterprises. Moreover, goods are not allowed to be stored in warehouses and can only be sold on booths.

Interlocking, it seems to form a safe closed loop.

However, in the view of Zhou Jian, president of Henan Institute of Reform and Development, these security measures need to guard against another hidden danger, that is, will the market form a new gray industrial chain after the deep intervention of power?

"The so-called practice of issuing business licenses now is, in essence, actually franchising the market economy through power intervention." Zhou Jian said that the current measures to strengthen control over the sales of fireworks and firecrackers are of course conducive to safety, but the risk point of the whole fireworks and firecrackers should include not only the sales end, but also the consumer terminals with frequent safety accidents.

Zhou Jian said that in recent years, a background of fireworks ban is that many places have gradually implemented "global ban on burning" and "full-time ban on fireworks" because of the pressure of environmental assessment. Now, after the ban has been implemented for so many years, when the external environmental protection situation is still grim, it will suddenly "lift the ban" on fireworks, which will make some people confused about the introduction of policies, and it needs to be given a reasonable explanation.

The reporter noted that in the "Notice on the Setting of Fireworks and Firecrackers Sales Points in zhongmou county during the Spring Festival of 2023" issued by the local authorities in early 2023, the reason for "lifting the ban" was "to respond to the concerns of the masses, meet the spiritual needs of citizens and friends for the’ taste of the year’, create a happy and peaceful holiday atmosphere, and ensure the safety of the masses."

On the evening of January 19th, Zhengzhou issued the "Notice on Printing and Distributing the Implementation Plan of Fireworks and Firecrackers during the Spring Festival of 2024 in Zhengzhou" (hereinafter referred to as the "Notice"), and determined that the sales time of fireworks and firecrackers during the Spring Festival this year was from 7: 00 to 23: 00 every day from January 31st (the 21st day of the twelfth lunar month) to February 24th (the 15th day of the first lunar month), and the discharge time was limited to 7: 00 to 23: 00 on February 2nd (the 23rd day of the twelfth lunar month). From 7: 00 on February 9 (New Year’s Eve) to 1: 00 on February 10 (the first day of the first month); 7: 00 to 23: 00 every day from February 10th (the first day of the first month) to February 14th (the fifth day of the first month); February 24th (15th day of the first month) from 7: 00 to 23: 00.

It is mentioned that the goal of the notice issued by Zhengzhou City is to effectively reduce environmental pollution and ensure that fireworks accidents do not occur by guiding the general public to consciously abide by the regulations on fireworks and firecrackers.

"This notice shall come into force as of the date of promulgation. The "Regulations on the Prohibition of Fireworks and Firecrackers in Zhengzhou City" (Order No.217 of the Municipal Government) was suspended at the same time, and it will be resumed immediately after the discharge time stipulated in this notice. " Zhengzhou City said in another Notice on Strengthening the Safety Management of Fireworks and Firecrackers during the Spring Festival in 2024.

For a fireworks distributor like Li Xiaojun, the long-hanging heart can finally be put down. Next, he will make full efforts to raise funds to prepare for the next peak season of fireworks sales.

(Li Xiaojun and Lu Yan are pseudonyms in the text)

(Source: CBN)

For more exciting information, please download the "Jimu News" client in the application market. Please don’t reprint it without authorization. Welcome to provide news clues and pay them as soon as they are adopted.

Reporting/feedback

Silver hair economy, financial "window"?

On January 5th, the executive meeting of the State Council was held to study the policy measures to develop the silver-haired economy and enhance the well-being of the elderly. The meeting emphasized that developing the silver-haired economy is an important measure to actively cope with the aging population and promote high-quality development, which is beneficial to both the present and the long-term.

The central financial work conference held at the end of October last year mentioned doing five major articles well, and pension finance is one of them.
The Central Economic Work Conference held in December last year proposed to develop the silver-haired economy, "speeding up the improvement of the birth support policy system, developing the silver-haired economy and promoting the high-quality development of the population."
A series of policies all point to the silver-haired economy. Is there any reason for financiers not to act?

The central bank bears the brunt of its efforts.

Recently, when reviewing the work in 2023, the central bank said that in 2023, the People’s Bank of China continued to increase financial support for the aged.
There are three specific contents:Guide banks to make good use of special refinancing loans for inclusive old-age care and strengthen financial support for old-age care services. The data shows that by the end of the third quarter of 2023, banking financial institutions have been supported to provide preferential interest rate loans to 66 inclusive pension service institutions in five pilot provinces such as Hebei.
It is understood that the special re-loan for inclusive old-age care is a special re-loan set up by the People’s Bank of China, and the supporting field of the special re-loan for inclusive old-age care is qualified inclusive old-age care institutions. On April 29th, 2022, the People’s Bank of China and the National Development and Reform Commission decided to carry out pilot projects in some areas.
Strengthen the guidance of credit policy and promote the credit supply of pension industry. According to the data, by the end of the third quarter of 2023, the loan balance of seven big banks, namely China Development Bank, Agricultural Development Bank, Industrial and Commercial Bank of China, Agricultural Bank, Bank of China, China Construction Bank and Bank of Communications, was about 101.2 billion yuan, up 31% year-on-year.
Encourage the upgrading of financial aging services and enhance the inclusiveness of pension finance.. Promote the transformation of bank outlets and mobile clients.
Now, do you often see blood pressure monitors, first aid kits, wheelchairs, reading glasses and other equipment at bank outlets or counters? Among them, there is a little attention from "Yang Ma"!

goldMelting machineConstruct and increase supply

At present, financial institutions continue to introduce financial products for the aged, such as savings, wealth management, trust and Public Offering of Fund.
In terms of personal pension products, according to the catalogue of personal pension products of the national social insurance public service platform, as of January 9, 2024, the total number of personal pension products reached 753. Among them, the number of savings products reached 465, which is the largest number of personal pension products at present; The number of funds is 162, ranking second in total; There are 107 insurance and 19 wealth management respectively.
Here are a few types of pension financial products for you:
Specific old-age savingsThe savings category specially set up for the old-age goal is actually a longer-term fixed deposit, which is divided into different files according to the savings years, and the interest rate is slightly higher than the five-year fixed deposit rate of large banks.
Financial products for the aged, mainly adopts the strategy of multi-asset allocation based on fixed-income assets, which is relatively stable.
Endowment insurance productsThere are many types, and the common types include traditional endowment insurance, dividend endowment insurance, universal life insurance and investment-linked insurance.
Pension trust productsThrough customized services and overlapping trust system design and legal relationship arrangement such as family trust, charitable trust and heritage trust, we will provide all-round and comprehensive services for customers with pension needs.

More views

Member Chinese People’s Political Consultative Conference and Vice President of south university of science and technology of china Jin Li:
When the age of longevity comes, finance can play an important supporting role in coping with the aging population. It should be noted that the elderly are mostly dependent on property income, and their finances are fragile and sensitive, so they need better financial planning. In addition, with the extension of life expectancy, some elderly people may face the risk of disability and dementia in the future, and further aging transformation of financial services is needed. Furthermore, some private nursing homes run away after misappropriation of funds or even losses, and some financial products related to the elderly are misleading or even fraudulent, which seriously threatens the wealth security of the elderly. Some elderly people have low education level, poor ability to resist financial fraud, and sometimes excessive pursuit of high returns, misleading, leading to heavy losses.
In this regard, we must first strengthen investor education and financial planning for the elderly to help them enhance their risk awareness; Secondly, according to the characteristics of pension finance, products with low and medium risks, stable returns, long term and both savings and insurance functions should be created in a targeted manner, and the state provides tax incentives and minimum return insurance. Thirdly, in view of the problem that some elderly people’s children with mental deterioration or mental disabilities lack financial decision-making ability, we can learn from international experience, establish and improve the financial service entrustment system and the major contract review system, and create a stable long-term plan for them. Finally, it is suggested to regulate the use of funds through bank custody accounts to ensure the safety of pension investment.
Dong Ximiao, Principal Investigator of Zhaolian:
To implement the spirit of the State Council executive meeting and other related meetings and develop the silver-haired economy, both policies and markets are essential. On the one hand, the government should protect the basics and take the bottom line, and strengthen the basic guarantee; On the other hand, by making good use of the market mechanism, all kinds of business entities, including financial institutions, should give full play to their respective advantages to meet the diversified needs of silver-haired groups.
For financial institutions, they should focus on the long-term development of the pension market, optimize the allocation of financial resources, accelerate the innovation of products and services, strive to seize business opportunities such as asset management, custody, deposit and insurance, and tap indirect business opportunities such as account, card issuance and settlement. From the perspective of organizational structure, qualified financial institutions can set up a pension finance department, or set up a franchise institution for pension financial services, such as setting up a pension management company, to enhance the professional service ability of finance in the pension field. At the same time, we should constantly strengthen and improve the education of financial consumers, popularize financial knowledge in an appropriate way, strive to improve the financial literacy of silver-haired people, and enhance their awareness and ability of risk prevention.
Xiaobian Tip: Each type of pension financial products has its own unique advantages and disadvantages and suitable investment groups. For details, please consult professional financial institutions!
In addition, what other pension financial products do you know? Welcome to share them with you in the message area!

Everyone is watching.

This systemically important bank welcomes the new chairman!
Ma Linbo, who was prosecuted, was involved in Taiwan Province, and the Ministry of Commerce responded, and was fined 85.7 million yuan! The former chairman was banned from the market for 10 years ◆ There was another earthquake of magnitude 6.0 in Japan.
"Flowers" is a hit, and banks appear in the list of "special thanks"

Source: Financial Times client

Reporter:Hu ping

Editor: Yunyang

Email: fnweb@126.com.
Pay attention to the Financial Times WeChat official account to see more exclusive news.
Reporting/feedback

Exercise and no exercise, the original difference is so big!

Academician Zhong Nanshan said in the online open class: Since he was young, he has always insisted on physical exercise, taking physical exercise as a part of his life like eating and sleeping, so that he can undertake his daily work normally, and the growth of his age is only a number.

The picture comes from the National Healthy Lifestyle Action.

Is there really such a big difference between exercising and not exercising?

01

Long-term exercise leads to slow aging.

A mouse study conducted in 2020 found that aerobic exercise improved the muscle repair ability of old mice and improved muscle stem cells. The study published in Nature Metabolism mentioned that the exercised mice did not produce more muscle stem cells, but the "old cells" recovered their vitality. In this way, exercise is the most reliable way of "reverse growth".

02

Exercise can fight against vascular aging

Studies have found that running for six months can make blood vessels 4 years younger. This foreign study has trained people who have no previous running experience for six months and participated in the marathon. After such a process, it was found that six months of exercise significantly reduced their blood pressure and arteriosclerosis, which was equivalent to aging blood vessels.

03

Exercise "brakes" skin aging.

It is said that exercise is the best skin care product. Domestic studies have found that exercise can promote microcirculation and increase the ability of skin to inhale oxygen. At the same time, with the secretion of sweat during exercise, it will help the waste in the skin to be discharged, which can clean the skin and make the skin smoother.

04

Long-term exercise can slow down muscle loss.

In the research progress of muscle attenuation syndrome published in the international journal of gerontology in 2012, it is mentioned that after 30 years old, muscles lose 1% ~ 5% every year; After the age of 60, the muscle strength decreases by 3 ~ 5% every year; After 70 years old, the muscle strength of elderly women will drop by 50%~70%. The loss of 30% muscle will affect normal function, and the loss of 40% will be life-threatening. Muscles decrease with age, but exercise can delay this process.

05

Exercise can slow down heart and lung aging.

Breathless climbing stairs? It’s time to add some exercises to improve heart and lung function. Cardiopulmonary endurance is a person’s ability to continue physical activities. A lot of aerobic exercise can help us exercise cardiopulmonary function and slow down cardiopulmonary aging. The easiest exercise: brisk walking, jogging, cycling and so on.

06

People who exercise will be in a better mood

A study published in The Lancet Psychiatry found that the average person always has a few unhappy days every month, and those who actively exercise have 1.5 fewer depressed days than those who don’t participate in any exercise. It can be seen that exercise is good for people with mild depression and a history of depression, and depressed days are much less.

07

It’s better to keep exercising and sleeping.

For people who often suffer from insomnia, exercise is one of the effective ways to regulate sleep. Insomnia people can play a certain role in regulating the excitement and inhibition of the nervous system if they take physical exercise for a period of time, and establish a good cycle for sleep.

08

People who exercise are less sick.

Most people still stay in exercise to lose weight. In fact, when the weight is controlled, it will promote the regulation of blood pressure and blood lipid, so as to better control diabetes, improve physical condition and reduce the probability of disease.

09

Exercise makes people digest well.

It feels comfortable to take a walk after dinner. This is because exercise shortens the time of intestinal transmission, is conducive to defecation, and also helps to promote digestion and absorption. Sticking to long-term regular exercise is more beneficial to digestion. For example, when walking, our internal organs tremble slightly, and the diaphragm will move up and down during breathing, which will massage the gastrointestinal tract, accelerate gastrointestinal peristalsis and promote digestion and absorption.

10

It is better to insist on exercising bones.

Does exercise harm bone health? Improper exercise will affect bone health, but proper exercise will also stimulate the secretion of cytokines and mobilize bone reconstruction units. Especially in sports, under the proper stress, the bones are deformed, and the "bone reconstruction project" of the body begins to start!

11

Exercise makes people smarter.

Studies have found that even low-intensity exercise can have a significant impact on expanding brain capacity and delaying brain aging. Compared with those who walk less than 5,000 steps a day, it reaches 5,000 ~ 7,499 steps, 7,500 ~ 9,999 steps, 10,000 steps or more, which is equivalent to delaying brain aging for 0.45 years, 1.45 years and 1.75 years respectively.

The text is synthesized from Health Times.

END

Transfer from: Healthy Yunnan Action

Source: Traffic Police Brigade of Wenshan Public Security Bureau

Increasing the supply of medical services in various places to alleviate the pressure of seeing a doctor for respiratory diseases.

Cctv news(News Network): Recently, the epidemic periods of respiratory diseases in winter have overlapped in many parts of the country, and the demand for medical treatment of urban and rural residents, especially children, has increased significantly. The National Health and Wellness Commission has deployed various medical institutions at all levels to make overall arrangements for medical resources to facilitate people to seek medical treatment.

Since the beginning of winter, all localities have continuously increased the supply of medical services, improved service processes, and met the medical needs of the masses to the greatest extent. In Beijing, Shanghai, Tianjin and other areas where medical resources are relatively concentrated, daily monitoring is carried out on the data of patients’ diagnosis and treatment within their jurisdiction. Major hospitals have increased consultation rooms, infusion places and patient rest areas, increased inspection windows, shortened the time for reporting medical images, and improved the efficiency of medical treatment. Major hospitals should mobilize qualified medical staff in the whole hospital to support the front line of pediatrics, extend the working hours of outpatient clinics and set up night clinics as needed.

In order to alleviate the problem of difficulty in registration and slow treatment in some large hospitals, all localities have given full play to the role of primary medical and health institutions, and timely released the list of primary medical and health institutions that can provide pediatric services within their jurisdiction, so as to facilitate the people to seek medical treatment in an orderly manner nearby. Dahongmen Community Health Service Center in Fengtai District, Beijing implements fast appointment triage, and children with fever, cough and other symptoms can first issue a laboratory test sheet, and then see a doctor after the results are issued.

In addition to further expanding medical strength, all localities have played the role of close urban medical associations, counterpart support and referral mechanisms, unblocked referral channels, and guided mild children to give priority to primary medical and health institutions.

The departments of health, education and civil affairs in Chongqing, Fujian and Jiangxi have joined forces to strengthen the prevention and control of respiratory diseases in key groups and places such as old-age care institutions and schools.

Source: CCTV